During the month of August Financial Advisors, Linda Bertram and Dan Fudala are offering a workshop to discuss the Ins and Outs of Your Employer's Retirement Plan. We'd like YOU to join us. The objective of this workshop is to provide an open learning environment where we'll be addressing questions such as: * What's the value of contributing to a 401k, 403b, 457, or Simple IRA plan? * How much income do I expect to need in retirement? * What makes tax deferral so powerful? * When and how can I tap into my retirement plan and avoid penalties? * How can my beneficiaries stretch the power? Wachovia Securities is the trade name used by two separate, registered broker-dealers and nonbank affiliates of Wachovia Corporation providing certain retail securities brokerage services: Wachovia Securities, LLC and Wachovia Securities Financial Network, LLC, Members FINRA/SIPC. Securities and Insurance Products: NOT INSURED BY FDIC OR ANY FEDERAL GOVERNMENT AGENCY * MAY LOSE VALUE * NOT A DEPOSIT OF OR GUARANTEED BY A BANK OR ANY BANK AFFILIATE.