February is the month to think about our loved ones and a perfect time to uncork the conversation on Long-Term Care planning for all. Long-Term Care planning is often not addressed during the financial planning process, resulting in a gap concerning how to protect and stretch our assets to cover our lifestyle in retirement and pay for personal care or alternate housing we might need as we age. Some people feel that the Long- Term Care planning topic is just too hard or too scary to think about - but they haven’t met Carol Brandt, CLTC®. Carol is Long-Term Care Certified, a member of the MIT AgeLab Planning for Longevity Network and founder of Brandt Financial Concepts, Inc., a local firm celebrating 40 years of service to clients and community. Carol is an independent advisor and a valued resource to Elderwerks, helping adults of all ages with Long-Term Care planning and Medicare supplement decisions. Please to join us, pour a glass of your favorite beverage and show yourselves and your families some Valentine LOVE during this special month. Learn how to incorporate Long-Term Care planning into your overall financial plan – before a crisis and before its needed. Most would agree that our loved ones would much rather be supervising our care rather than providing it as our caregiver. This webinar will put us on the right path to do that. Carol’s frank, fun and lively style of sharing knowledge can zap the fear right out of Long-Term Care planning. Her easy-to-understand basics, including examples of plan types and costs, make it easy to take the next step. The education gained from this webinar will go a long way in removing any anxiety regarding the topic of Long-Term Care planning and replace it with knowledge, an action plan and peace of mind. NOTE - this is not a Medicaid discussion, but Carol will address the Illinois Long-Term Care Partnership Program Act which involves preserving personal assets for those who have qualified Long-Term Care plans in place. Carol will also touch on strategies for non-married partners such as eligibility and partner discounts, plus how advance Long-Term Care planning can be essential for those living alone.